Pricing

 
Product: Unsecured Personal Consumer Loan
Lender: SWSSP Financial Services LLC
Interest: 0%
Fixed Rate APR: 9.1%*
Fees and conditions: $15 Set Up No Minimum Fico Score

 

Set Up Fee: Monthly Payment: Total Payment:
$15.00 $25.00 $315.00

ANNUAL PERCENTAGE RATE (APR): 9.1% *

 

Sample Payment Schedule:

 

Loan Amount: Fixed Interest Rate: 0% Term: 12 Periods
$300.00 (Compounded 12 Times / Year) (12 Payments / Year)

 

Period Payment Principal Interest Balance
1 $25.00 $25.00 $0.00 $275.00
2 $25.00 $25.00 $0.00 $250.00
3 $25.00 $25.00 $0.00 $225.00
4 $25.00 $25.00 $0.00 $200.00
5 $25.00 $25.00 $0.00 $175.00
6 $25.00 $25.00 $0.00 $150.00
7 $25.00 $25.00 $0.00 $125.00
8 $25.00 $25.00 $0.00 $100.00
9 $25.00 $25.00 $0.00 $75.00
10 $25.00 $25.00 $0.00 $50.00
11 $25.00 $25.00 $0.00 $25.00
12 $25.00 $25.00 $0.00 $0.00

 
Program at approved properties only.  1.95% third party debit card fee per transaction. No fee for successful ACH transaction.

Other allowable fees: A delinquency charge of 5% of the amount of any installment not paid in full within seven days after its due date. Dishonored instrument fee or Dishonored ACH transaction fee of $25 dollars plus any actual charges assessed by the financial institution of the holder or payee.

No Prepayment Penalties

*Annual Percentage Rate (APR): 9.1%. APR is defined, as the equivalent interest rate considering all of the added costs to a given loan – In Arizona the legal limit is 36%.